My Choices Became Real - Chapter 7

Chapter 7: 30,000 Yuan a Month

Translator: Atlas Studios Editor: Atlas Studios

A knock on the door interrupted Li An’s thoughts.

He woke up with a start and walked to the door. He first looked through the peephole before opening the door.

Outside the door were two girls in white shirts and short skirts.

On a hot day, there were some sweat stains on their temples. One was slightly older and had thick makeup on her face, revealing a proper smile. The other was a little young, only in her twenties. She had a simple ponytail and looked young and beautiful. She also had a warm smile on her face.

Although it looked a little stiff…

“May I ask if you’re Mr. Li?” The older woman smiled and raised the name tag hanging on her chest, “Hello, I contacted you before this. My name is Yang Yan, and this is my colleague, Chen Jiajia.”

Chen Jiajia looked at Li An with a trace of surprise in her eyes. Then, she nodded cautiously. “Hello, Mr. Li!”

Although she knew that Mr. Li An was only 18 years old, she was still surprised when she saw him with her own eyes. He was a few years younger than her and was probably still in university. He should be a rich second-generation heir, right?

“Oh, okay. Come in.” Li An nodded and made way.

“Alright, thank you.” Yang Yan smiled and nodded. Then, she familiarly took out a shoe cover from her bag and put it on her shoes. Chen Jiajia followed suit.

Seeing this, Li An looked at his living room awkwardly.

Uh, it had been a while since he cleaned it. However, it should be, probably, relatively clean?

The two girls entered. Yang Yan said politely, “Mr. Li, can we go to the living room?”

“Of course. Please sit. I’ll get you a cup of water,” Li An said and turned to walk towards the water dispenser. He was glad that there were disposable cups at home.

“Ah, thank you, thank you. Mr. Li, you’re too polite!” Yang Yan and Chen Jiajia hurriedly thanked him.

“It’s fine.” Li An placed two glasses of water on the table and saw that they had already taken out some documents and contracts.

Chen Jiajia thanked him again, then picked up the cup and took a sip. She spoke nervously, “Mr. Li, let me introduce the benefits of your black card to you.”

“Yes, okay.” Li An sat down on the sofa opposite her and looked at Chen Jiajia with interest.

This person gave him the feeling of an intern who was not very skilled in business.

Chen Jiajia was a little nervous under Li An’s gaze. After calming down, she said, “Mr. Li, this black card is a VIP card that only customers with more than five million savings can obtain. For a high-quality client like you, our bank has many cash return activities. For example, the monthly lucky draw, cash red packets, and coupons of the various brands are all given out for free. At the same time, there are also various movie and television membership accounts, such as Youku, iQiyi, and so on. These can all be received for free…”

“At the same time, there’s also a corresponding credit card. There’ll be a discount when you spend in the various shopping malls in East River City…”

Chen Jiajia was quite skilled in memorizing. She did not stop at all and explained the benefits.

To be honest, to a commoner like Li An, the benefits were really not bad, but…

“Then what obligation does it come with?” Li An asked.

Hearing this, Chen Jiajia immediately replied, “It’s like this, Mr. Li. You need to maintain your assets above five million yuan.”

“Then, if I have less than five million left, will my card be canceled?” Li An thought for a moment. This condition was not difficult for him. After all, he should not spend money recklessly and would most likely save it for interest.

Hearing this, Chen Jiajia said shyly, “That’s true, but as long as you increase your assets to five million in half a year, it won’t affect you, Mr. Li.”

“Oh.” Li An nodded and said, “Alright, help me make the arrangements.”

“Alright, Mr. Li. I’ll settle it for you.” Chen Jiajia was relieved and said happily.

Therefore, the two of them began to get some documents for Li An and got him to scan the code and download an exclusive app. From this app, he could receive the benefits mentioned above.

“Mr. Li, are you interested in making a fixed deposit for your assets in our bank for a period of time?” When Li An successfully obtained a black card, Yang Yan asked with a smile.

“What about the interest rate?” Li An asked with interest.

“Since you’re our VIP client and the amount of funds is very large, my bank will give you an interest rate of 5% a year. What do you think?” Yang Yan did not hide anything and bargained. Instead, she spoke very readily.

Li An’s eyes lit up. 5% was not a small number. Generally speaking, a year’s savings were at most 2-3%. Even some medium-risk financial management institutions would not reach this amount.

Was this the benefit of being rich? If seven million could provide such a benefit, what if he had a hundred million? Would he have to worry about money?

Of course, this was only a thought.

When Yang Yan saw Li An’s expression, she knew that there was a chance. Therefore, she worked harder and said, “Moreover, if you suddenly have a need for funds, you can call Jiajia. She will help you transfer the funds and you won’t lose anything. You can use them as you please.”

From now on, Chen Jiajia would be Li An’s exclusive financial manager. Of course, this was also to put it nicely, because there were many financial managers like her.

Li An’s only doubt about having a fixed deposit was that he could not withdraw money at any time, such as wanting to buy a house. With this condition, he would be completely fine.

Although Yang Yan had said this verbally, Li An did not think that they would deny it when the time came. After all, this money could be stored in other banks. The banks should not let such a client go.

“Alright, help me settle the fixed deposit of 6.9 million. The remaining 100,000 yuan will be used for living expenses.” Li An nodded. This 100,000 was the four years of tuition and living expenses he had reserved. It should be enough to spend and he could live very comfortably.

Therefore, Yang Yan took out a contract and explained, “Alright, Mr. Li, we calculated the compound interest. Can this sum of money automatically be transferred to the next cycle after the current deposit expires?”

With 5%, the principal of 6.9 million would get him 350,000 yuan of interest in the first year.

Li An calculated in his mind and was a little happy. On average, he would earn nearly 30,000 yuan a month! It was ten times more than his income in his previous life!

Moreover, this was a compound interest calculation. As time passed, his “income” would increase!

Just like that, he had achieved financial freedom?