Reincarnated Back To Three And A Half, Quietly Get Engaged With My Childhood Friend - Chapter 29

Chapter 29 Does Having a Few Hundred Thousand Make Me a Rich Person?

In his previous life, buying a house in any big city would cost millions or even tens of millions.

In comparison, the two hundred thousand he earned today was just a drop in the bucket.

Xiao Yun had to make more money while he was at it.

Still, Xiao Yun thought that he was rich enough for now. He finally didn’t have to be restrained in doing anything and it felt pretty good.

Xiao Yun looked at Xiao He’s wallet and saw that there was still some cash in it, so he started to convince his father to give him more money. In the end, Xiao He reluctantly took out another two hundred yuan for his son.

After breakfast, the two of them went over and knocked on Lin Xi’s door.

Upon entry, Xiao He told Lin Feiyang and Li Ping about winning the lottery.

When the couple found out that Xiao Yun had studied the lottery, casually made a bet, and won such a big prize, they were shocked.

There were very few Ten Thousand Yuan Families nowadays, and those who were were well-respected. In fact, such households were beyond the reach of the typical household.

For this little guy to win two hundred thousand was simply shocking.

Lin Xi had no idea how much two hundred thousand meant. She simply found that her parents’ expressions were quite funny after they had listened to Xiao He. They looked dumbstruck.

“Brother Xiao, does that mean you’ve become a rich man?” asked Lin Xi as she blinked her big eyes.

“It’s just a few hundred thousand. I don’t think that makes us rich,” said Xiao Yun, which made him sound like he deserved a beating. But he didn’t think there was anything wrong with what he said.

After all, he had been reborn. He knew too well what the world would be like in a dozen years.

A few hundred thousand was really not considered a huge sum of money by then.

“Oh right, Dad, what are you going to do with this money? Just keep it in the bank it?” asked Xiao Yun after a short silence.

Xiao He looked at Xiao Yun with an expression that said, “Are you stupid?”

“Of course, I have to keep this much money in the bank. If I keep it in my hands, won’t I be living in fear all day long?”

Lin Feiyang and Li Ping also nodded, obviously agreeing with Xiao He.

“Besides, there’s interest from the bank. This money will give me an interest of more than a few thousand yuan a year in the bank,” said Xiao He.

Xiao Yun could understand where the three of them were coming from. After all, they didn’t know what inflation, wealth management, or trust funds were. Therefore, for them, it was safest to put the money in the bank and accumulate interest.

Xiao Yun instantly sat up straight, looked at the three adults seriously, and said, “Putting money in the bank is the stupidest way to grow your wealth. The country’s economy is constantly developing. By the time you want to take your money out, its value will have depreciated over time, especially after twenty years. Moreover, the interest cannot keep up with the rate of depreciation.”

Xiao He was stunned by Xiao Yun’s words. Lin Feiyang and Li Ping, were no exceptions.

“Where did you hear these words from? Doesn’t everyone put money in the bank these days?” Xiao He disagreed.

In Xiao He’s opinion, the two hundred thousand was enough to last him a lifetime. However, he didn’t know how serious the rise in prices would be in the future. Two hundred thousand was simply not enough to do anything. He didn’t know, but Xiao Yun did. Xiao Yun couldn’t let Xiao He’s financial plans stop there. He had to guide Xiao He to do something with the two hundred thousand yuan in his hand.

And thus, he continued to explain patiently to the adults in the room. “Dad, Uncle Lin, Aunty Li, think about it. Ten years ago, how much could you buy with a hundred yuan? And how much could you buy with a hundred yuan now? The same thing will happen in the future.”

When Xiao Yun used the simplest and most understandable way to express what he wanted to say, the three adults fell into deep thought.

Indeed, ten years ago, a hundred yuan could buy twenty catties of pork. But now, a hundred yuan could buy only ten catties of pork, which was still affordable for them.

Xiao He: “This is really strange. Who taught you these things? Did you suddenly become enlightened?”

Xiao He was immediately curious. And he was not the only one. Lin Feiyang and Li Ping were also staring at the little boy in surprise. Only Lin Xi continued to sit quietly beside Xiao He, listening to their conversation. Despite not understanding much of the conversations, she did not cry or make a scene. She just wanted to be next to Xiao Yun.

In the face of Xiao He’s questions and Lin Xi’s parents’ inquisitive gaze, Xiao Yun simply said, “Such things aren’t that difficult to understand. I read it from a book.”

Then, he grinned happily, like a child. He was such an enigma to the adults.

With Xiao Yun attributing everything that could not be explained to books, they started to think that books contained a lot of knowledge that they could not imagine.

After listening to Xiao Yun’s explanation, Lin Feiyang looked at Xiao He and said with a bright smile, “Old Xiao, I didn’t realize Xiao Yun was a genius. Not only did he win the lottery at such a young age, but he also read books and figured out the economic future in the next ten years.

“I suddenly feel that my Little Xi is a little out of Xiao Yun’s League.”

As soon as he said that, Xiao Yun hurriedly interrupted Lin Feiyang, “Uncle Lin, don’t worry, I still with my choice to be with Little Xi. No matter what I become in the future, I’ll definitely treat Little Xi well.”

No one expected Xiao Yun to react so strongly to Lin Feiyang’s comment. They were surprised by his words once more. Li Ping was the first to come back to her senses as she hit Lin Feiyang and said, “Uncle Lin is just joking with you. Why do you take it so seriously?”

At this moment, Lin Feiyang also came to his senses. “Yeah, Uncle Lin just said it casually. Besides, didn’t we already plan to arrange a child marriage for the two of you? Everyone knows that Little Xi is your wife, right?”

Xiao Yun soon realized that his reaction just now might have been a little too extreme. However, since he did not want to repeat the mistakes of his previous life in this lifetime, he had decided to be with Lin Xi in this lifetime.

Xiao Yun apologetically said, “I’m sorry, Uncle Lin, Aunty Li, for being a little too excited just now.”

Lin Xi remained seated next to Xiao Yun, playing with the zipper of her jacket, still unaware of recent changes in the conversation.

“Son, did you just say that you already have plans for this money?” Xiao He was also helping to smooth things over.

However, it was not difficult to notice that Xiao He’s face was full of joy and pride.

“Yes!” Xiao Yun smiled and nodded heavily.

“Actually, there are quite a lot of profitable businesses now. For example, opening an internet cafe, a clothing store, and a supermarket are all good choices. You can even buy a house in the city and wait for the value to rise. If you get a house, you can also earn money by renting it out.”